Home and building survey tips and tricks : Is your House a Well? OK, this may seem a weird question to ask, but it even happened to me! A ground floor flat I bought showed damp in the front room wall. The previous owners had built another wall outside and put a concrete ‘floor’ in between. The result: a fantastic well when it rained! It was easy to fix, the concrete came out and was replaced with gravel so water can drain away. Check walls for damp! Walls get damp for many reasons, and they can always be fixed, often for a few thousand pounds. Check the bottom of your walls for any damp patches, especially after a few days of rain. Then get a free ‘timber and damp’ check.
Exterior walls will be assessed by the property surveyor and large furniture will only prevent them from gaining access to every part of the exterior wall. Make sure your furniture is kept away from exterior walls and moved into the centre of the room.
It may be that you have been living in the house for a while and the property has become subject to general wear and tear. Instead of fixing up the property, you have decided to move on. This may decrease the value of your home as many buyers will look at the property as how ‘liveable’ it will be upon buying. If changes need to be made before a potential buyer can properly live in a property, this will make them less likely to buy it.
A HomeBuyer Report is a survey suitable for conventional properties in reasonable condition. Costs start at 400 on average. This will help you find out if there are any structural problems, such as subsidence or damp, as well as any other unwelcome hidden issues inside and outside. As one of the most comprehensive surveys available, more often than not a building survey will be requested by potential buyers of your property. It is a wide range inspection of the entirety of a property done in more specific depth than a Homebuyers Report or a Mortgage Valuation. A Building Survey’s purpose is to give a detailed report of the condition of the property in question.
In addition to the suite of RICS branded HomeBuyer Reports, we are able to offer the excellent jargon-free Home Condition Survey by SAVA. With its simple 1 -3 rating system which is also colour coded to indicate the risk level and the individual items rating it allows you to quickly determine the levels and not get held back by surveyor talk. In addition to this, it comes with helpful fact sheets on electrics, gas and asbestos as required. Read extra details at Chartered Building Surveyor.
The most frequent question we get asked is, but we’ve had a survey the bank arranged it while it true that you can have a Level 2 or 3 survey through your mortgage provider. It is more likely a valuation report that has been commissioned and these are there purely to make sure the bank has the ability to get back from the property in resale what you’ve asked it to lend you. It doesn’t report on lots of things and in most cases, you never get to see it.